Insurance Claims – Carpet and Flooring Replacement
New flooring is an investment and it should be protected with homeowner’s insurance. In the unfortunate event of a fire, flood or other source of damages, your home or business’s insurance may be able to cover all or partial costs of having your flooring replaced.
Flooding is one of the biggest causes of insurance claims. Carpets commonly become damaged from: storms, broken pipes, leaking dishwashers or washing machines and overflowing baths. Once they are wet, it’s usually not long before they start to smell bad, welt and rise. There are many other things that can happen to your carpet and floors such as: iron burns, oil spills, rust marks left from watering indoor plants, mould damage, fire damage and sewage overflow.
If your home or business has had an unplanned mishap or an accident it can be devastating, frustrating, and inconvenient. Not to mention, accidents always happen when an unplanned expense is always the last thing that you need. That’s where insurance comes in. It’s a necessity for helping to plan and pay for the expense of flooring replacements. If you have the right insurance, your insurance company will help to reimburse you for the cost of new flooring.
If your flooring has been damaged the first thing you should do is call your insurance company. They will issue you a claims number and may ask you to provide a quote on the expense of a new floor.
Canadian insurance companies will want to visit the property, or send one of their partnered services, to appraise the value of the flooring and the extent of the damages.
This may include:
• Determining the quality characteristics of an insured property’s existing, damaged flooring though their professional, standard testing procedures.
• Recommending currently available flooring products that are of a similar kind and quality of the damaged flooring. The insurance company may offer a recommended, fair replacement value for the damaged flooring.
• Document the replacement material selected by an insured for audit and re-inspection purposes.
Cadillac Carpet is here for our Ontarian residents when home and business owners require a restoration team to help work through the claims process, when your floor has experienced damage from fire, smoke, water, flooding or other accidents.
We have a full range of products available as well as expert service technicians to perform the flooring replacement. Our expert design team can even take samples of your flooring to closely match your floor with our products, to ensure that you receive the most accurate replacement product available in our inventory.
Navigate the insurance claim process smoothly with Cadillac Carpet. We offer over twenty five years of experience, certified and knowledgeable installers and a commitment to making your satisfaction our highest priority.
To find out more about how we work with insurance providers, and how to receive a flooring replacement after a flood, fire or other mishap feel free to contact our customer service representatives at any time. We will be happy to answer your questions and guide you through the insurance claims and flooring replacement process.